Best Lease Purchase Trucking Companies in USA

Truck drivers can purchase a truck through a lease purchase program by making payments on it while employed by the firm from whom they are purchasing the truck.

A company with a lease purchase trucking program may be of interest to a driver who wants to become an owner-operator but cannot afford to purchase a truck altogether.

The driver will make a down payment for the truck and then monthly payments until the conclusion of the contract, at which point they will become the vehicle’s owner. This can relieve the driver of stress because the truck’s owner frequently takes care of maintenance, repairs, and obtaining any required licenses or tags.

In this article, you will have the opportunity to read all the important details about the lease purchase program and the 10 best lease purchase trucking companies available in the USA. Let’s take a look!

How Does a Lease Purchase Program Work?

Are you familiar with the lease purchase program that trucking companies are offering?

Well, you will not have to worry about it anymore because, in this sub-heading, I will reveal how the lease purchase program works.

In general, if you are looking forward to buying a truck, you should know that the lease purchase program can relatively lower your upfront costs and, by that, lower the monthly truck payments.

Once a truck driver signs this type of contract, he will have the chance and the right at the end of the contract to purchase the truck.

Also, there is the option to return the truck to the company you have leased the truck from.

So, the most common lease purchase contracts are formed for two to four years.

Moreover, truck drivers should be informed that the residual value of a leased vehicle is determined at the very beginning when one is signing the lease purchase contract.

Yet, although truck drivers find this type of contract highly attractive, still, they should gather as much information as they can to take advantage when signing a contract with a lease purchase trucking company.

Types of Lease

The lease purchase program comes in a few types.

When signing a lease purchase contract with a lease purchase trucking company, he/she will have the choice between a capital lease and an operating lease.

On the other hand, the operating lease includes expenses kept off the books. With this type of lease, the truck driver assumes no role in the truck’s ownership.

Truck drivers should take into consideration both types of lease.

How Can Truck Drivers Purchase Their Leased Vehicle

Once the lease purchase contract ends, the person who has signed this contract will have the opportunity to purchase the truck from the lease purchase trucking company or to return the truck to the trucking company simply.

Still, this decision is not simple, except in situations when the truck driver who has leased the truck is satisfied with the performance of the truck and wants to keep it.

Truck drivers who want to buy the truck at the end of the lease purchase contract should have accurate pricing information so that they will be in the situation to make an appropriate offer to the lease purchase trucking company.

Later on, you should not be surprised if the lease purchase trucking company declines your offer.

It might be because you have set a price that is lower than the one they have determined that their truck is worth.

Nevertheless, you should try to make the lease purchase trucking company an offer and save more money.

Lease Purchase Programs for Commercial Vehicles

Lease purchase programs are ideal for truck drivers who want to purchase an affordable truck and businesses that need more commercial vehicles.

The Best Lease Purchase Trucking Companies in the USA

Trucking Careers of America

Take your professional truck driving career to the next level and become part of the most profitable lease program for CDL Class A truckers in the business!

The national major transportation company has an outstanding Lease Purchase Program for CDL Class A truck drivers with no money down and no credit check!

A guaranteed bumper-to-bumper maintenance program ensures you won’t get stranded or break down. No truck payment for the first 2 weeks of the lease program creates immediate cash flow. Get paid twice a week at a pay rate of 70% of the gross revenue of the load.


This Owner-Operator truck driver business opportunity allows you to pick your travel area, freight, and rate with our Percent of Revenue lease program.

Plus, take advantage of 24-hour business support, extensive resources, and complete access to our freight network. Schneider gives you the support your business needs from a team that is invested in your success!

Wells Fargo

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do.

Join our diverse and inclusive team, where you’ll feel valued and inspired to contribute your unique skills and experience.

Driver Management Services

We are currently seeking Owner Operators for OTR and Regional work. We allow you to book your loads or be dispatched (Your Choice).

You choose when to be home and how much money you want to make. We pay 75% to the truck. Pay every Friday by Direct Deposit.

Deaton Trucking

We’re looking for professional drivers to be a part of our team! Dry Van positions are available in freight lanes in all 48 states!

Motor City Expenditures INC

Permanent Career Opportunity in Sterling Heights, MI, with a fast-growing company that supports the Automotive Industry.

All State Express

All State Express seeks experienced Class A CDL Over Road Truck Drivers!

Opportunities exist for Owner Operators/Lease Purchase and Fleet Drivers

S&H Express

Expected to work 5 days a week, no exceptions. We run heavily across I-4 from Tampa to Jacksonville as well as Miami.

Plant City is our main shipping town. I will not be home daily. Usually home every other day.

Flexible Freight

Looking for drivers who want to work 5 days per week or more and earn big $$, with 2 or more years of experience and a clean driving record.

Unlimited Cargo

Unlimited Cargo is a company that specializes in frozen and chilled transportation of goods throughout the Midwest and Northeast.

Looking for a hard-working O/O willing to take on the weekly tasks and get the job done.

Jeff Foster Trucking

Have you been looking for a place to call home but just can’t find the right fit? Well, look no more! Make your living in a flexible, family-friendly environment where you are a name, not a truck number! We offer OTR/Regional Dry Van, Flatbed, Chemical Tanker, Heavy Haul Divisions, and Local Logging and Tanker Divisions!

Carrier One

Carrier One is looking to partner with the most professional, qualified flatbed drivers in your area for immediate driving opportunities.

With the entire Carrier One team behind you – you’ll have all the tools and resources you need to run your business successfully.

Roadrunner Transportation Systems

At Roadrunner Temperature Controlled, we are all about options. Our unique business model is designed to provide various loads and routes to fit any lifestyle.

CDL-A Owner Operator Truck Drivers can accelerate their business growth by taking full advantage of a partnership with us.

Expect excellent revenue, incentives from the start, and stability you can count on. Roadrunner Temp Controlled also has opportunities for CDL-A company truck drivers and offers a Lease Purchase Program!

MDS Trucking V, Inc.

MDS Trucking is headquartered in Addison, IL, with easy access to nearly every major interstate system in the Chicagoland area, providing a convenient location for trailer drop-offs, freight access, and plenty of rest areas.

We are looking for qualified, dedicated Drivers with good safety records to supplement our need for ambitious Drivers who are ready to join our growing business as a Lease/Purchase Operator.

We will work with you to get Your Tractor FULLY OWNED in 24 months (if you follow our Program.)

We understand drivers are the backbone of our company, so we encourage you to apply and see why our employee retention rate is one of the best in the trucking industry!

Wilson Logistics WT

We are a family-owned trucking company that has been in business since the 80s. We’re truckers and know how to help you run a profitable business.

We leverage the nation’s largest refrigerated freight network to ensure that we have the freight to keep you running and the best equipment on the road!

Arnold Transportation

Arnold has made a good thing even better! Arnold now offers a true “Walk Away Lease” program with no payment for the first 4 weeks! No more balloon payments of fair market value amount at the end of a lease program.

You simply pay your weekly Lease payment for the stated number of years. That’s it! Make the final payment, and you walk away with the truck! It’s as simple as that!

Paschall Truck Lines

Have You Always Wanted To Be Your Boss? It’s Easy with PTL. We have one of the best lease purchase programs in the industry.

And we make it easy for you to get behind your truck’s wheel. We have various lease options, and we’ll help you choose the one just right for you. Plus, we’re going to make it easy.

Easy to get started in your truck – and Easy to make the money you need to succeed.

Right now, our top lease operators can earn up to $150,000/yr – and you can too! If you’re willing to run – we’ve got the miles to keep you going – and earning.

Our lease drivers average $130,000/yr. And our top lease teams can earn up to $250,000/yr.

We have a great selection of high-performance late models and brand new trucks to choose from – with some of the lowest weekly payments available.

No Down Payment, No Credit Check, No Balloon Payment, and No Interest- if you’re approved with us, you’re approved for a truck!

TransX US

You can’t become the best without employing the best. That’s why TransX US is committed to recruiting, retaining, and developing the best employees in the transportation industry.

Moreover, we foster values of honesty, respect, openness, and integrity among all of our employees and instill in them an unwavering dedication to our customers and their satisfaction.

The TransX US Truckload Division is based in Eagan (The Twin Cities), Minnesota. We also have a terminal in Elk Grove Village, IL. We pull 53’ dry vans with most of our general commodity freight suited to single drivers.

Truckers Needed Corp

If you want the Best paying Lease Purchase program with no money down and no credit check required, you have come to the right place.

If you really want to make the most money in the trucking business without losing your truck if you can’t pay because you broke down or were sick, this is the lease for you.

The Dart Network

CDL A Truck Drivers – Another New Pay Raise – Lease Purchase Earn UP To $165,000/year or more Plus, Lowest Payments – Save Up to $500 a Mo.

And Get $1,000 After Your First Load. Apply Online or Call 507-656-6506 Today! Dart has announced a 4 cent-per-mile increase on loaded miles for over-the-road Owner Operators.

This is the 3rd increase for Dart OTR Owner Operators within the last 12 months.


With the following lists, Truck drivers can purchase a truck through a lease purchase program by making payments while employed by the firm from whom they are purchasing the truck.

This will help relieve the driver’s stress because the truck’s owners or leasing companies have advantages like maintenance.

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